CREDIT REPORT: The key element of this report is the assessment of joint stock and limited liability companies, expressed by a Rating, a concise credit judgement on the creditwothiness of the company, with particular reference to its capacity to cope with short term trade payables.

Competitor analysis

Cerved Business Information is the leading business information supplier in Italy. We stand out due to our extensive and complete data bases, our timely and thorough analyses and the efficiency and innovation of our services for the competitor analysis. The competitor analysis is created to compare competitors' performance by using charts and key ratios. BENCHMARK is the instrument that Cerved provides to analyse competitors and compare their performance by using charts and key ratios obtained from their financial statements (Balance Sheet and Profit & Loss account). Cerved has databases of economic, financial and commercial information about individuals and companies useful for the competitor analysis. On the basis of the extensive public (official) sources Cerved develops high value added essential services and products enabling users to have a comprehensive view of Italian enterprise, including: Reports and accounts, economic and financial performances, their trends over time, comparisons against industry averages; Commercial creditworthiness; Directors and stockholders; Group structure; Stock holdings and real estate ownership real estate mortgages; Payment defaults, bankruptcies and other prejudicial events relating to companies or their directors. Our services are designed for the marketing and commercial units of production and distribution companies, finance companies and banks, information agencies, professionals, and research units - in practice for all those interested in knowing their partners better, studying competitor analysis, finding new ones, deepening their knowledge of new markets and of the ones where they are already active. 90% of the top 200 Italian banks and a good part of the most important Italian companies are already our customers. All our services are available on Internet, with the exception of Infocenter, Financial Statement Analysis - Cebi (Analisi di Bilancio - Cebi), Import/Export Italian Companies - SDOE (Imprese Italiane Operanti con L'estero - Sdoe), and a few monitoring services. For more information you can contact our Customer Centre, which is available to help you from Monday to Friday from 8.30 a.m. to 6.30 p.m. and on Saturdays from 9 a.m. to 1 p.m. Besides offering a vast range of on-line information services like competitor analysis, CERVED Business Information also offers its customers some specific services, designed to meet special needs. One of these is the INFOCENTER service, via which it is possible to ask for customised searches to be undertaken, based on the search parameters that you supply for competitor analysis or other purposes. This enables you to obtain lists of companies selected according to business sector, sales, growth trend, territory, key financial indicators, etc. and summaries of Italian importers/exporters. The Financial Statement Analysis - CEBI service (Analisi di Bilancio - Cebi) is a software making it possible to reclassify, aggregate and compare data in several years' financial statements of the same company or of different companies. It also permits comparison of a company's trend with the sector average and sector analyses. BENCHMARK is the instrument that Cerved provides to analyse competitors through competitor analysis and compare their performance by using charts and key ratios obtained from their financial statements (Balance Sheet and Profit & Loss account).