CREDIT REPORT: The key element of this report is the assessment of joint stock and limited liability companies, expressed by a Rating, a concise credit judgement on the creditwothiness of the company, with particular reference to its capacity to cope with short term trade payables.

Financial accounts

Cerved offer a series of document that allows to have a complete picture of the characteristics of an enterprise, to estimate the reliability in terms of trade, the financial accounts as performances economic-financial institutions and to control the variations in the time. A financial accounts is an professional investment who helps individuals set and achieve their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and estate planning. The role of a financial accounts is to find ways to increase the client's net worth and help the client accomplish all of his/her financial objectives. The financial risk is the possibility that a bond issuer will default, by failing to repay principal and interest in a timely manner. Bonds issued by the federal government, for the most part, are immune from default (if the government needs money it can just print more). Bonds issued by corporations are more likely to be defaulted on, since companies often go bankrupt. Municipalities occasionally default as well, although it is much less common. also called default risk or credit risk. Three aspects of absolute innovation characterize a financial accounts: the Timeliness that supplies a first informative relationship, Report Preview, after little second ones, in order then to complete the analysis in less than 24 hours. With Report the information trades them urgent becomes one standard Modernization: all the information come collections from the informative sources to the action of the demand, guaranteeing therefore the maximum level of modernization available Effectiveness: it represents the evolution of the Dossier and is one powerful instrument in order to characterize vulnerable or potentially insolvent enterprises. The service offers by Cerved for a financial accounts contains information for verifying the economic-financial reliability of an enterprise, estimating the merit of credit, confronting the course of the enterprise with that mean of the merchandise field of belongings, controlling the performances of concurrent enterprises, carrying out sector analyses, creating arches homogenous, accessible from more emplacements, containing gives you of reclassify budgets. Cerved proposes CEBI for a financial accounts made up of two elements: the software and the data. The software, of easy installation, allows to carry out controls of coherence of gives to you is in way automatic rifle is manual. In conclusion the better way in order to analyse the finalcials accounts is the greatest archives of budgets of all the societies offered by Cerved since 1994. The archives contain the balance sheets, consolidate, extraordinary and of liquidation of all the societies. Various documents are available in this sense. Instead for a quickly estimate of the reliability trades of an enterprise, Cerved offers other services. For example Dossier is a synthetic and compact document thta offer a total and immediate picture of an enterprise. It contains the information of the camerali visure, the control protests, procedures and failures, information extended on the important administrators and the budgetary. It is also available a Deepened Dossier, with the control of the Pregiudizievoli di Conservatoria and a greater detail of the variations. All that information are very useful for understanding the financial account. Cerved gives on line some information about the financial accounts in a confident and secure way.