CREDIT REPORT: The key element of this report is the assessment of joint stock and limited liability companies, expressed by a Rating, a concise credit judgement on the creditwothiness of the company, with particular reference to its capacity to cope with short term trade payables.

CREDIT REPORT

Financial information, ratios and statements: all about in the www.cerved.com. Financial statements in image format,, copy of the original official financial statements () including balance sheet, profit & loss account, supplementary note filed by law at the Chamber of Commerce by joint stock and limited liability companies. Financial information, ratios and statements. Cerved BI supplements the financial statements with a summary report which highlights the main items and key ratios for easier reading and comprehension of the statements. Summary financial statements, resulting from elaborating the official financial statements of the company and including balance sheet, profit & loss account and ratios, reclassified according to the IV and VII European Union directives. Trend: comparative analyses, on a three-years basis, of the summary financial statements of a company. Benchmark-Competitors analysis: To analyze competitors and compare their performance by using charts and key ratios obtained from their financial statements (Balance Sheet and Profit & Loss account). How to pay: credit card. If your need for information is limited or occasional, we recommend accessing our services using your credit card. Registering is easy: after you enter your personal data in the system, you will receive your User ID and Password by email. This procedure, which does not require any commitment from you and does not give rise to any charge, is only carried out once. To start using our services, just enter the access codes in the login dialog box. Credits cards currently accepted are Visa (non Electron type) MasterCard, Diners Club and American Express Financial information, ratios and statements: all about in the www.cerved.com. In order to ensure the highest level of confidentiality, registration and consultation of services take place in a very high security environment. Personalized solutions: if you need to disseminate the information widely among different locations or to integrate our data in your IT system, we are available to work with you to find out the best technical and commercial solution. Just contact our sales representatives, calling the CERVED Business Information sales office nearest you or our Customer Center. For further information contact our Customer Center at Toll-Free Number 800-860284 (international customer call +39.0984.836449) Monday to Friday from 7.30 am till 5.30 pm and Saturday from 8 am to 12:30 pm (Central European Time). A written report which quantitatively describes the financial health of a company. This includes an income statement and a balance sheet, and often also includes a cash flow statement(A measure of a company's financial health. Equals cash receipts minus cash payments over a given period of time; or equivalently, net profit plus amounts charged off for depreciation, depletion, and amortization). Financial information, ratios and statements: all about in the www.cerved.com. Financial statements are usually compiled on a quarterly and annual basis.